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Need help with insurance for GTB 18 yo Male


grurgle

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I had my V8 STI insured with NAC for a year (cancelled day before yesterday) at 23 years old as the owner and the main driver and they had the cheapest premium out of a few I applied for. I got a better deal from my bank by insuring the car under my company. If I was you then I would list someone from your family over 25 years old as the primary driver and you as the secondary.

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Trademe insurance = Tower insurance

Absolutely shop around. Hell calling the same company on different occasions has netted different premiums for people in the past - but as adam said don't lie just to get covered - you won't be covered, you'll just be wasting $$ for a while before you try to claim and they call you out on it

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  • 2 weeks later...

try trade me insurance... they have online calculator. i calculated my v7 sti for full cover at 16k for around 1000 a year!!!! looks to be best value and can list all bolt on mods (except engine work - pistons, etc). im yet to change to them but think i will as NAC are a rip off and absolute arseholes when making a claim.

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Also remember to keep some serious coin in the bank incase you do get in an accident. Wrote mine and another off when i was 17 and they wanted north of 1500 just for the excess. Managed to somehow get it knocked down to 1000, guy at the other end must've been having a real beaut of a day to consider that one. Still is hard to muster up that much at that age.

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 hunter951 said:
try trade me insurance... they have online calculator. i calculated my v7 sti for full cover at 16k for around 1000 a year!!!! looks to be best value and can list all bolt on mods (except engine work - pistons, etc). im yet to change to them but think i will as NAC are a rip off and absolute arseholes when making a claim.

Try listing all your mods (with values for each) and all of a sudden your cover will go up in price.

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 Andy_Mac said:
Also remember to keep some serious coin in the bank incase you do get in an accident. Wrote mine and another off when i was 17 and they wanted north of 1500 just for the excess. Managed to somehow get it knocked down to 1000, guy at the other end must've been having a real beaut of a day to consider that one. Still is hard to muster up that much at that age.

Can confirm, my line of work involves fixing pranged cars and I see horrendous excesses on a rather frequent basis.

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I wouldn't use nac they aren't good to deal with if anything bad happens to your car

They ripped me off when my car got stolen and recovered

I changed to youi and I pay $88 a month for full cover and I'm 22 and own a pretty modified sti and before I was paying waaay over $100 a month with nac,

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I'm with State. They were the only ones who would insure me in my first car (Lancer GSR) when I was 15, and have been there since. I'm 24 now, and the annual premium on my 01 B4 RSK is around the 600 mark. Never had to make a major claim though, which is obviously where the value of an insurance company is tested... worth a phone call though.

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