Right. I can go into details now. In short, im not covered for this as i wasn't the one driving and being under 25 anyone else under the age of 25 isn't covered. It hurts but i understand where the insurance company is coming from. At current im $510 down for glasses that went flying and tomorrow i have to get the car out of the tow yard which will set me back another $1378.
The girl who was driving has agreed to pay for the car and all the damages but has told me that i wont get the money for months or she will have to pay me weekly. Her next offer which im yet to take is to take her car ( A manual, turbo MR2) as payment for my car and im trying to get her to pay for the towing as well, which again will be a weekly instalment thing so im not impressed as im the one out of pocket. but we are lucky that i managed to get out relatively unharmed and her with a small cut on the shoulder and a concussion.
As to what happened in order to cause the damage, she wasnt paying attention and as we came around the bend she noticed we were going into the other lane and yanked the steering wheel to the left and smacked the brakes. All 4 wheels locked up and we understeered into a bank which sent the car airborne and we rolled a few times. Im surprised that neither the ABS or the airbags worked.
As for those wanting to help, just do me the favour of checking your insurance is up to date and allows other drivers, and keep yourselves safe. This has been a very eye opening experience for me and i dont want more people getting into this sort of trouble like i did.
Oh, and if anyone sees a facelift, manual twin turbo legacy for sale thats relatively cheap, let me know. it would be such a waste of my ST kit if i bought something else.