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Thoughts - Call from a Valuer as i am claiming insurance


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Hey team,

Whats your thoughts on this.. i mean it seems pretty pointless to me.. but

My car was stolen, so made a claim with insurance blah blah.. but the other day i had a valuer call to ask me a couple of questions about my car..

now.. i dont see the point on why they need to value the car.. just because im insured for 15k, they cant pay out anymore/any less... so thats why im confused.. its prob just what they do.. but yeah i dont see why haha.

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What kind of questions were they?

If they were... Have you modified the car? etc Then they may be considering refusing your insurance.

Just make sure all your conditions of insurance were covered eg car was parked in locked garage, no modifications etc

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yeah they asked about modifactions, apparently they were told it was a 5 door, when its two door... god damn i dunno why the hell they were told that..

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 Mafu said:

yeah they asked about modifactions, apparently they were told it was a 5 door, when its two door... god damn i dunno why the hell they were told that..

I had the same thing with STATE, they didn't recognise the 2 door so had to have it noted seperatly on policy as it wasn't part of there list of cars or something.

Meant i could insure it for more than the 4-5 door models though.

FYI, the closest 2 door subaru they had was a 1981 something something.

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oh real? yeah the valuer said they had very little information on the car. lol i thought that was kinda strange. ah well i guess the claim is going some where if the valuer is looking into it.

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 Mafu said:

oh real? yeah the valuer said they had very little information on the car. lol i thought that was kinda strange. ah well i guess the claim is going some where if the valuer is looking into it.

Sounds like bullshit to me from the insurance company, to charge you higher rates...

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