Wow mate, much appreciated and while most of it makes sense, I just don't know what the insurance company would do/have access to the card details they paid with. But regarding to the 'establishment of the other party', i.e. the offender, I'll look at my insurance company's policy (for the first time) and see what it actually states. To be fair, this is yet to be identified until the insurance company gets a hold of the video but I will definitely push the insurance company to do something about it after I report the incident to the police.