ClubAuto insurance?

[clintondane]

Is there anyone on here that has insurance through ClubAuto, and if so how have they been to deal with come claim time? I\'ve had a policies with AMI, State and AA and Lumley. The only car claim I\'ve made was with Lumley years and years ago when a car of mine was stolen and burnt out in Alexandra.

Anyway, a driving conviction for careless driving a few years ago has me wondering about insurance and I\'ve been shopping around. Some places want to charge tons for insurance and then I came across ClubAuto, who even with my conviction etc are prepared to insure me for what I think is a good price. My question is has anyone made a claim through them and how were they to deal with? I worry when someone offers insurance at a good price irrespective of your past that when claim time comes round they\'ll be right pricks.

Any feedback welcome.

[Kiwi_Fozze]

I believe NAC is another good option for insurance if you have a um.... Spotted history

[tebbyj]

I\'ve been with club auto for awhile now, haven\'t had to make a claim but with all other dealings they have been great. Even when someone scraped my car in a car-park and i just managed to get there rego, Clubauto were happy to give me there details (even though they shouldn\'t have and it wasn\'t covered under my policy).

[Roo]

I\'m with club auto, had to make a claim after only 2 months with them and there wasn\'t an issue, lady I dealt with was pretty helpful

[boon]

I\'m with Club Auto, they were awesome when I had to claim a windscreen.

[Stodart]

 clintondane said:

Is there anyone on here that has insurance through ClubAuto, and if so how have they been to deal with come claim time? I\'ve had a policies with AMI, State and AA and Lumley. The only car claim I\'ve made was with Lumley years and years ago when a car of mine was stolen and burnt out in Alexandra.

Anyway, a driving conviction for careless driving a few years ago has me wondering about insurance and I\'ve been shopping around. Some places want to charge tons for insurance and then I came across ClubAuto, who even with my conviction etc are prepared to insure me for what I think is a good price. My question is has anyone made a claim through them and how were they to deal with? I worry when someone offers insurance at a good price irrespective of your past that when claim time comes round they\'ll be right pricks.

Any feedback welcome.

One thing that has annoyed/surprized me is the amount of/increase in insurance (with State) when l bought 01 Outback 2.5 , 4.5 years ago for $12K. premium then $500 + with $300 excess (twice as much as before with previous subaru)

l\'m 57 have a clean history with no crash claims/convictions/history with no claims while / since changing insurance to State in 02. last claim in 01 was with FMG for a windscreen with previous car.

So my question is that, Is my increased premium subsiding those insured with the more stolen / more likely to have an accident WRX/STI/RS-B4/GT\'/XTs

I asked a rep this and the answer I got that subaru parts were more expensive - I don\'t believe this.

Also guess you don\'t get what you don\'t pay for.

[Kiwi_Fozze]

 Stodart']

[quote name='clintondane said:

Is there anyone on here that has insurance through ClubAuto, and if so how have they been to deal with come claim time? I\'ve had a policies with AMI, State and AA and Lumley. The only car claim I\'ve made was with Lumley years and years ago when a car of mine was stolen and burnt out in Alexandra.

Anyway, a driving conviction for careless driving a few years ago has me wondering about insurance and I\'ve been shopping around. Some places want to charge tons for insurance and then I came across ClubAuto, who even with my conviction etc are prepared to insure me for what I think is a good price. My question is has anyone made a claim through them and how were they to deal with? I worry when someone offers insurance at a good price irrespective of your past that when claim time comes round they\'ll be right pricks.

Any feedback welcome.

/quote]

One thing that has annoyed/surprized me is the amount of/increase in insurance (with State) when l bought 01 Outback 2.5 , 4.5 years ago for $12K. premium then $500 + with $300 excess (twice as much as before with previous subaru)

l\'m 57 have a clean history with no crash claims/convictions/history with no claims while / since changing insurance to State in 02. last claim in 01 was with FMG for a windscreen.

So my question is that, Is my increased premium subsiding those insured with the more stolen WRX/STI/RS-B4/GT\'/XTs

I asked a rep this and the answer I got that subaru parts were more expensive - I don\'t believe this.

Also guess you don\'t get what you don\'t pay for.

my excess (through state) is like $1500, regardless of if it\'s pinched or crash, managed to get a pretty up front guy on the phone when i rung them for my new car and yeah, one of the most stolen cars because of how easy it is to get in to them. 5 star alarm with multiple immobilisers can bring premiums down too

[clintondane]

The quote I got from CA was $700 per year with a $500 excess for accidents etc and $1300 for theft or vandalism.

[Kiwi_Fozze]

that\'s pretty good tbh....

[Roo]

I have a 4 star unknown brand alarm in mine and they said my premiums wouldn\'t budge if I was to fit a 5 star known brand to it?

[Johnnynz]

I am with Clubauto, 1 minor claim (someone hit me in parking lot) and I have claimed 4 windscreens and 2 side windows between my two cars in 2 years with no questions asked and replaced same day in all cases. Thats impressive IMO.

I am however pissed off with there accounting atm. It just seems to be no sense to how they setup monthly payments and I highly suggest you keep track of your payments. To there credit they haven\'t argued when I have put them right but it annoys me I have had to tell them what I owe because they are wrong.

They used to be spot on so I\'m hoping its just a staff change teething issue.

[clintondane]

Yea I figure the quote is good and the fact they know my FULL history and are willing to cover me is awesome. Cheers everyone.

[boon]

 clintondane said:

The quote I got from CA was $700 per year with a $500 excess for accidents etc and $1300 for theft or vandalism.

Haha, consider yourself lucky... I have a 4 figure number for all of those