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STOLEN: Red V3 WRX / Plate: FJK393 AKL

danch

By danch
in Stolen Vehicle Register

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Swindog Like a Boss

Swindog

Posted
Posted

I find it amazing how many people dont have insurance. Sure its expensive but now hes out of pocket $7k to $10k. Hell of alot more than $50 a month.

ADIKT Like a Boss

ADIKT

Posted
Posted

It pays off to have insurance on your subaru!!! i had full cover through NAC.... some cunt stole my car... put a claim through. Got paid out. No questions asked. IT IS WORTH IT!!!

MercuryFree Authority

MercuryFree

Posted
Posted
 paroxysm said:

Is he a young guy? Nac quoted me $1500 for a year of full cover lol

Will definatly keep an eye out

Yeah but you don't need full cover to protect you from theft.

If you can't afford the car insurance, chances are you can't afford the car!

  • General Member
Johnnynz Like a Boss

Johnnynz

Posted
  • General Member
Posted

Both my cars are insured but I have considered dropping insurance on the Subi before. If you have to use NAC or similar you only seem able to get market value and man they sting you on that.

Still better than nothing but it hurts when you have been paying for insurance on 10k and they pay you out 5k as I had happen to me.

ODB Like a Boss

ODB

Posted
Posted

When i had the forester garaged for a few months it was still insured.

Its just the right thing to do.

Unfortunately your friend has learned a very expensive lesson.

ADIKT Like a Boss

ADIKT

Posted
Posted
 Johnnynz said:

Both my cars are insured but I have considered dropping insurance on the Subi before. If you have to use NAC or similar you only seem able to get market value and man they sting you on that.

Still better than nothing but it hurts when you have been paying for insurance on 10k and they pay you out 5k as I had happen to me.

I insured mine for 13k... and they payed me 13k.. market value would have been about 8-10 i suspect. They didnt argue at all about the amount they were going to pay me. And i did not have them come look at my car to have a fixed value set on it...

ADIKT Like a Boss

ADIKT

Posted
Posted
 Slidesector said:

NAC charges me $2500.00 per year. and WONT insure it under 3rd party fire and theift.

Havent had insurance for 2 years, saved myself 5K so far

$2500 a year!!!!!!! fucking robbery!!!!!! i was paying 1400 pa. first turbo vehicle. im 21 years old. and have had a shit load of fines for numerous things...

Slidesector Full License

Slidesector

Posted
Posted
 ADIKT']

[quote name='Slidesector said:

NAC charges me $2500.00 per year. and WONT insure it under 3rd party fire and theift.

Havent had insurance for 2 years, saved myself 5K so far

/quote]

$2500 a year!!!!!!! f***ing robbery!!!!!! i was paying 1400 pa. first turbo vehicle. im 21 years old. and have had a s*** load of fines for numerous things...

Yeah weird huh! 1997 Nissan Silvia Turbo in white 22 years old, lost licence when 15 thats it. barley any fines. Just a high risk vehile I suppose?

I only drive it every so often and never leave it dumb places so I thought the insurance wasnt worth it

  • General Member
Johnnynz Like a Boss

Johnnynz

Posted
  • General Member
Posted
 ADIKT']

[quote name='Johnnynz said:

Both my cars are insured but I have considered dropping insurance on the Subi before. If you have to use NAC or similar you only seem able to get market value and man they sting you on that.

Still better than nothing but it hurts when you have been paying for insurance on 10k and they pay you out 5k as I had happen to me.

/quote]

I insured mine for 13k... and they payed me 13k.. market value would have been about 8-10 i suspect. They didnt argue at all about the amount they were going to pay me. And i did not have them come look at my car to have a fixed value set on it...

I had a 1993 WRX In great nick, original paint in great condition, inside immaculate, original engine still under done about 88 thousand kms. I slid out on some oil on a corner and stacked it. After $1500 excess I got 4800. I felt a bit shafted because they sent me to a car yard to get a second opinion on its worth after I argued and he valued it lower than NAC did.

Worst part was he had a 94 WRX beat up as hell on sale for 13k yet he valued mine at around 6k and said that was what he would expect to get as no one pays sticker price. I wasn't a happy lad.

I went back and offered him 7k for the 94 and he laughed me out of there, I wanted to flatten the gimp.

GT2.2 Restricted License

GT2.2

Posted
Posted

Just a note NAC DON'T OFFER 3rd Party fire+theft coverage. Considering changing to a different company so long as I can insure my bike at the same time and can get Fire+theft once i have my legacy up to a decent reliable condition.

Will keep an eye out for the WRX

Jammasta Old Boy

Jammasta

Posted
Posted
 Slidesector said:

NAC charges me $2500.00 per year. and WONT insure it under 3rd party fire and theift.

Havent had insurance for 2 years, saved myself 5K so far

You sir, are an ass.

ODB Like a Boss

ODB

Posted
Posted
 Slidesector']

NAC charges me $2500.00 per year. and WONT insure it under 3rd party fire and theift.

Havent had insurance for 2 years, saved myself 5K so far

I hope you put this $5k away so if/when you stack the car you can afford a new one.

But wait....what if you crash into someone else and stack theirs too?????

Damn no insurance.

Hence:

[quote name='TURTLE said:

You sir, are an ass.

Slidesector Full License

Slidesector

Posted
Posted
 TURTLE']

[quote name='Slidesector said:

NAC charges me $2500.00 per year. and WONT insure it under 3rd party fire and theift.

Havent had insurance for 2 years, saved myself 5K so far

/quote]

You sir, are an ass.

How am I am ass? My racing is on the Track and the car does 2000KMS a year.

You sir, don't know shit.

If someone crashes into me with no insurance thats the risk I take. I refuse to pay 2.5K for an insurance that is nearly always VOID due to modifications that continue to happen, not to mention they value my 20K car at 9K. WOW

Swindog Like a Boss

Swindog

Posted
Posted

That wasnt the question. The point being if someone without insurance hits you, and YOU have insurance, your insurance will fight to get money out them.

Plus the fact if you tell your insurance company it has mods, they probably wont care, its when you hide it from them.

My old blue wrx was fully insured. Mods and all...inc the link.

PLUS in your last few posts you never made mention of the fact it does hardly any road kms...so in actual fact they dont know shit because you never said. You dont know what you dont know.

ODB Like a Boss

ODB

Posted
Posted

I dont give a rats if you choose not to have full insurance and cant claim jack if someone crashes into you.

The issue i have is that you are being selfish to other road users by not having insurance and if you wipe out someone elses pride and joy there is not much comeback.

3rd party fire and theft can be had for reasonably cheap if you look hard enough.

ADIKT Like a Boss

ADIKT

Posted
Posted
 Swindog']

That wasnt the question. The point being if someone without insurance hits you, and YOU have insurance, your insurance will fight to get money out them.

Plus the fact if you tell your insurance company it has mods, they probably wont care, its when you hide it from them.

My old blue wrx was fully insured. Mods and all...inc the link.

PLUS in your last few posts you never made mention of the fact it does hardly any road kms...so in actual fact they dont know s*** because you never said. You dont know what you dont know.

yea i gave my insurer a full list of mods.. as you stated - problems will arise if you hide shit from them or tell them porkies... Thats probably why i had no hassles making a claim from them...

[quote name='ODB said:

I dont give a rats if you choose not to have full insurance and cant claim jack if someone crashes into you.

The issue i have is that you are being selfish to other road users by not having insurance and if you wipe out someone elses pride and joy there is not much comeback.

3rd party fire and theft can be had for reasonably cheap if you look hard enough.

I think NZ govt should follow suit of the UK. COMPULSORY INSURANCE (atleast minimum of 3rd party)

ADIKT Like a Boss

ADIKT

Posted
Posted
 Sequence']

[quote name='Sequence said:

2000 STi Type RA - Full insurance - $13k - 18 Years old

/quote]

and how much do you pay anually?

$1362 a year Mate

yea i was paying just a tad lil more than that to insure my coupe for 13k.

Slidesector Full License

Slidesector

Posted
Posted
 ODB said:

I dont give a rats if you choose not to have full insurance and cant claim jack if someone crashes into you.

The issue i have is that you are being selfish to other road users by not having insurance and if you wipe out someone elses pride and joy there is not much comeback.

3rd party fire and theft can be had for reasonably cheap if you look hard enough.

Find me 3rd party fire and theif for a 97 S14 Facelift, ill even send you a mod list. It cannot be done. I have looked.

Selfish to other road users, yet 1/2 them don't have insurance anyway. I don't drive like an ASS. Winning.

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