car broken into......

[KAT-AL-LYST]

HEY guys.

just had my car boken into for second time in 2 months.

around AMBERLY AVE in palmerston north.

would appreacheate it if any info is out there..........(not hopefull but still....)

regards.

[DacerX]

was anything stolen?

[pedro]

Was it parked on the street overnight..?

[newsuba]

Commiserations.

Find some secure off-street parking.

Amb Av is a main thoroughfare for scumbags getting from Awapuni to Highbury and other less desirable parts of PN.

[KAT-AL-LYST]

 dacerx said:

was anything stolen?

nah bro nothing stolen i dont keep much in the car for them to get there light fingers into.

its the second time its hapend so they defo want the car...

any ideas on added security. open to ideas........... private message me brothers.

chur bro

[KAT-AL-LYST]

 newsuba said:

Commiserations.

Find some secure off-street parking.

Amb Av is a main thoroughfare for scumbags getting from Awapuni to Highbury and other less desirable parts of PN.

cheers bro.

yea man it shure is. were down a coldersac by a rest hoam thort i would b save enuff.

i was off street in my driveway....

i reaken i say the guy to

[KAT-AL-LYST]

 pedro said:

Was it parked on the street overnight..?

nah bro up the driveway man.

[KAT-AL-LYST]

also with this event.... i DO have full cover inshurance but i want to get the best deel i can so brothers.......

whats the best inshurance company u guys find???

as in im inshured for 30 g but its not an agreed value its a market value. but the company uses an independant evaluator

(which will b biast towards the company that pays his wage no doubt)

so autho im inshured for 30 i may only get like 8-9 g if i make a claim if my ride gets lifted.

i dont want that u see. i want to get the sum im paying the preemium for......

any ideas bros??

[clintondane]

Shop around and find an insurance company that\'ll do an agreed value, simple really.

[Eight_dollar]

If your comparing 30k, to 8-9k you sure your already not overpaying your premium by 20k? Market value won\'t drop that much and you can get independent people to value the car not nesicairily the one from the insurer

[KAT-AL-LYST]

 clintondane said:

Shop around and find an insurance company that\'ll do an agreed value, simple really.

tryna eliminate the hassel of shoping round dude.....

[KAT-AL-LYST]

 Eight dollar said:

If your comparing 30k, to 8-9k you sure your already not overpaying your premium by 20k? Market value won\'t drop that much and you can get independent people to value the car not nesicairily the one from the insurer

they seem to think market value is what ull get for it now... not what i retaild for new.

i asked them this and they said that even tho im inshured for 30 g cover. it doesnt nessessarely meen ill get it.

[Eight_dollar]

Well u just said yourself 8-9 k so insure it for 10 of course it\'s going to depreciate from "new" that\'s what things tend to do, but you seem to know all this, so what are you actually asking? No insurer will pay u 30k for an 9k car

[clintondane]

If you consider shopping around for a policy that\'ll give you an agreed value a hassle then I dont know what to say? I\'m with State and we\'ve got an agreed value FWIW.

[KAT-AL-LYST]

 clintondane said:

If you consider shopping around for a policy that\'ll give you an agreed value a hassle then I dont know what to say? I\'m with State and we\'ve got an agreed value FWIW.

chears bro.

[KAT-AL-LYST]

 Eight dollar said:

Well u just said yourself 8-9 k so insure it for 10 of course it\'s going to depreciate from "new" that\'s what things tend to do, but you seem to know all this, so what are you actually asking? No insurer will pay u 30k for an 9k car

just asking questions man that all. guess u could call it reasearching??

[Johnnynz]

Shop around or pay an insurance broker to do it for you. Its as simple as that.

Sadly your in an area where opportunists will smash a window and go through your stuff. Happened to me twice in that area but they never tried to start the car, just sashed a window and went through the glovebox.

Steering wheel lock might be a good idea to slow the ones who might actually try to take the car.

[madmike]

Sucks when they break into it on your driveway....

What sort of alarm do you have in it dude?

[newsuba]

 Johnnynz said:

Steering wheel lock might be a good idea to slow the ones who might actually try to take the car.

i have one of these of anyone wants one.

it\'s a quality stretchmaster pro-lock with electronic alarm.

won\'t fit over my fatass vw steering wheel

[KAT-AL-LYST]

was thinking bout them but one of the bros sugested theat i get a detacable stering wheel...

[KAT-AL-LYST]

while were all here in the forum would anyone be interested in a security camera that only takes footage or still snaps when theres movement. hi res ones at that and also hi res during the night... works off an sd card.and double a\'s??

if there is a few peps that is keen i could contact the nz company and see if theyll give us a discount.....

thar bout 4 hundy as it is but they are awsom enuff for the csi dudes down at the cop shop to use them...

let me know...... want to push it up threw the commitie madmike???

just an idea

[Divine]

 KAT-AL-LYST said:

also with this event.... i DO have full cover inshurance but i want to get the best deel i can so brothers.......

whats the best inshurance company u guys find???

as in im inshured for 30 g but its not an agreed value its a market value. but the company uses an independant evaluator

(which will b biast towards the company that pays his wage no doubt)

so autho im inshured for 30 i may only get like 8-9 g if i make a claim if my ride gets lifted.

i dont want that u see. i want to get the sum im paying the preemium for......

any ideas bros??

This is semi-wrong.

If you think the car is worth $30,000 then get it in writing from an independent authorised licenced motor vehicle trader, preferable more than 1 as the price would be averaged out. These cost around $60-90 which is a tiny investment if you think your car is worth 30k yet a payout would only be 9k. If you think you would only get 9k for a payout then that is probably the market value anyway.

If it is genuinely worth $30k then that won\'t be a problem. At the end of the day you are paying for 30k worth of insurance which might not even be necessary.

All the high risk insurance companies (i.e NAC, Club Auto) pay on a Market Value basis due to the cost of repairs and paint for above normal vehicles. So if it\'s work 30k on the market, then no worries.

They don\'t make money off valuations seeing they pay for them anyway.

EDIT: if he is bias then it isn\'t independant.

[Divine]

Depends on what city you are in. Most MTA dealers can give valuations, some might charge, some might be GC\'s about it and write it on one of their cards.

If the car is worth $30k due to it being modified, State probably wont insure it. NAC is NZI/AMI/State\'s "specialist Vehicle" insurer, Club Auto is Tower\'s specialist car branch.

If the subaru is worth 30k because it\'s like a 2011 Subaru B spec manual or something then and insurer will do.

But it also depends on Your age, driving history, how long you have held motor vehicle insurance for, and other things.

All good if it\'s helpful.

[madmike]

For a valuation take it to Bruce Herbert at Rose City Cars.

[Codex]

1> Connect battery to body

2> Criminal gets a shocking experience

3> ????

4> Profit (probably not since highly illegal lol)