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Insurance Thread 2.0


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 jake_the_muss']

[quote name='Divine said:

I worked for NZI/IAG/Lantern/Drive Right/NAC/State ect (all under the IAG Brand), my ex girlfriend worked their too, her R33GTR cost $7.50 a month ($89.01 a year + 300XS) 22yr old Full licence.

Because im moving into the brokerage side of things, might be able to hook you up with cheap insurance, possibly. Il keep yas informed (For the chch folk)

/quote]

I'll give you $200 cash for a year's comprehensive cover :P

Woah, you actually did say that :D

I've put requests forward, but atm NZI is running a blacklog so hopefully will have answers in a few days

ಠ_ಠ

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 sultan said:

i've been with NAC and now with ClubAuto. NAC is more expensive. Haven't had to claim on either so don't know about that aspect.

Excessively modified wrx. Think I pay $1200/yr, valued at 15k. And i've had a few license losses in my youth too, so it's pretty good value I think. Any other company would just laugh until passing out.

how old are you, if u dont mind me asking?

coz i pay 1.8k with nac, for stock sti, valued at 10k with not a single conviction :-\ :'(

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 R.D']

[quote name='sultan said:

i've been with NAC and now with ClubAuto. NAC is more expensive. Haven't had to claim on either so don't know about that aspect.

Excessively modified wrx. Think I pay $1200/yr, valued at 15k. And i've had a few license losses in my youth too, so it's pretty good value I think. Any other company would just laugh until passing out.

/quote]

how old are you, if u dont mind me asking?

coz i pay 1.8k with nac, for stock sti, valued at 10k with not a single conviction :-\ :'(

I'm 23. When I was 21 I was with NAC and paid about what you do. I have a wreckless driving conviction and 4 or so losses from demerits. My car is a 94 wrx with 25grand or so thrown at it. Get a quote from Club Auto, it will be heaps cheaper for you if it was for me!

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Go to Lantern Insurance, they don't care what mod's you have.

When I was there, the amount of people who said "I hadn't got around to telling you I put these mods on" at claims time and still getting paid out is a joke.

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 sultan said:

I'm 23. When I was 21 I was with NAC and paid about what you do. I have a wreckless driving conviction and 4 or so losses from demerits. My car is a 94 wrx with 25grand or so thrown at it. Get a quote from Club Auto, it will be heaps cheaper for you if it was for me!

this is with auto club, NAC was 2.3K! >:(

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  • 2 weeks later...

question for all you insurance gurus.

is there a statute of limitation on disclosure with insurance companies?

(ie)i read somewhere about a 7 year limit on disclosure.if you dont disclose historical imformation can this be used to decline a claim?

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 pedro said:

question for all you insurance gurus.

is there a statute of limitation on disclosure with insurance companies?

(ie)i read somewhere about a 7 year limit on disclosure.if you dont disclose historical imformation can this be used to decline a claim?

Well they generally specifically ask you "In the last 7 years, have you or any other driver been in an accident..." etc etc

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 Divine']

[quote name='Divine said:

I worked for NZI/IAG/Lantern/Drive Right/NAC/State ect (all under the IAG Brand), my ex girlfriend worked their too, her R33GTR cost $7.50 a month ($89.01 a year + 300XS) 22yr old Full licence.

Because im moving into the brokerage side of things, might be able to hook you up with cheap insurance, possibly. Il keep yas informed (For the chch folk)

/quote]

I'll give you $200 cash for a year's comprehensive cover :P

Woah, you actually did say that :D

I've put requests forward, but atm NZI is running a blacklog so hopefully will have answers in a few days

ಠ_ಠ

dude where's my insurance? :P

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I'm working on it, i've been there for 3 days lol, still learning to use their systems.

Don't worry, when it's sorted i'l start a thread.

Pretty much it's at Lifetime Insurance Brokers, who deal with NZI, AMP, Lumlys, so when I get the sysyemside sorted, i'l be able to refer/request quotes for selected individuals.

If your impatient, you can ring 0800 65 64 66 and request a quote.

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 Divine said:

I'm working on it, i've been there for 3 days hurr, still learning to use their systems.

Don't worry, when it's sorted i'l start a thread.

Pretty much it's at Lifetime Insurance Brokers, who deal with NZI, AMP, Lumlys, so when I get the sysyemside sorted, i'l be able to refer/request quotes for selected individuals.

If your impatient, you can ring 0800 65 64 66 and request a quote.

Could be keen also when my car is back on the road. I can wait ;D

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  • 4 weeks later...

I've been insured with CLIC (a division of AMI) since I bought my car around October 2009.

I had no complaints about these guys, until I called them yesterday to find out what the deal with test drivers is, as I'm thinking of selling my car.

They will not insure any test drivers, regardless of age, end of story.

Is this typical of insurance companies that you guys are insured with?

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 kingersman said:

wtf with some of these payments..

im 19, own a wrx (little mods) and only paying $1600

Insurance in Auckland and Welly, AFAIK, is far more expensive than most other NZ locations...

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